TRAILD Pay: Effortless B2B Payment Automation for Faster, Smarter AP

TRAILD Pay seamlessly transforms payment processing with a fully integrated digital payment solution that enables faster, more accurate, and highly secure transactions.

  • Make payments with one click
  • Automate and speed up supplier payments
  • Eliminate time manually cutting checks and paying bills
  • Protect your business against invoice fraud, errors and mistakes
  • Transform your Accounts Payable process today with TRAILD Pay!

All Your Payments, One Smart, Secure Platform

TRAILD Pay is a centralized payment platform that integrates with your ERP or accounting software to simplify invoice payments and remittances across multiple payment methods, including EFT (ACH), check, wire transfer, virtual card, FX and SWIFT.

Built for accuracy, security, and speed, TRAILD Pay gives businesses greater flexibility and control over their bill pay processes and makes life easier for your AP team.

You Click Pay, TRAILD Pay Handles the Rest

TRAILD Pay integrates seamlessly with your ERP to process bill payments efficiently. Once batch payments are approved in TRAILD, TRAILD Pay executes payments across multiple methods, ensuring a smooth, automated workflow with no disruption.

Feel confident releasing payments, knowing they’ve been thoroughly reviewed with TRAILD’s executive payment review - that provides comprehensive oversight on all supplier payments within a batch, including supplier verifications, payment risks, approval tracking, and invoice-level visibility—ensuring every payment is reviewed and validated before TRAILD Pay seamlessly executes it.

Borderless B2B payments: Pay Anyone, Anywhere

Do you pay international suppliers or vendors? If paying international invoices is tedious and expensive, and you want access to the best exchange rates, we’re here to assist you. Simplify international payments with a single, streamlined platform.

Securely pay global suppliers in 60+ currencies across 150+ countries, with high-speed transfers to 120+ countries through local clearing systems, and eliminate the complexity and high costs of traditional banking. For international payments, TRAILD Pay supports both SWIFT and local payment methods, providing access to market-leading FX rates for transactions of any size.

Global reach, local expertise

TRAILD Pay combines world-class global payment infrastructure with deep local expertise - enabling region specific payment processing with speed, accuracy, and compliance. Built to understand the nuances of local clearing systems, TRAILD ensures every transaction is seamless, efficient, and tailored to the region you’re paying in.

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United States

ACH (Automated Clearing House): A low-cost, secure way to transfer funds between U.S. bank accounts.

Checks: TRAILD Pay handles physical check payments where still preferred by suppliers.

Fedwire: For same-day, high-value domestic transfers.

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Canada

EFT (Electronic Funds Transfer): Used for paying suppliers and employees across Canada.

Bill Pay: Convenient payments to vendors via Canadian banking systems.

Interac: Fast, secure domestic payments for eligible recipients.

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Australia

BECS (Bulk Electronic Clearing System): A widely used method for business-to-business payments.

BPAY: Trusted for invoice payments using biller codes.

NPP (New Payments Platform): Enables real-time payments using PayID where supported.

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United Kingdom

BACS (Bankers’ Automated Clearing Services): Common for scheduled payments like payroll and supplier settlements.

Faster Payments: Near-instant bank-to-bank transfers within the UK.

Why TRAILD?

Why Businesses Choose TRAILD Pay?

By integrating TRAILD’s AI-driven AP intelligence with TRAILD Pay’s secure payment execution, businesses gain a fully integrated, end-to-end automated invoice-to-pay solution.

Unlike other payment systems that rely on manual uploads or fragmented workflows, TRAILD Pay minimizes effort, reduces risk, and delivers faster, more secure bill pay execution through intelligent automation and deep ERP integration.

End-to-End Risk Management

TRAILD Pay goes beyond payment processing by actively safeguarding your business payments against fraud, errors, and payment mistakes. TRAILD provides full risk management across the entire AP process, from the moment an invoice is received to payment execution. TRAILD’s always-on AI scans invoices for anomalies, detects potential risks in a payment batch, and performs comprehensive checks to verify supplier details. With automated fraud detection and risk assessments at every stage, TRAILD ensures that every transaction is accurate, secure, and compliant.

Deep ERP Integration for Greater Security

Unlike flat-file payment integrations that require manual CSV downloads and uploads, which can expose businesses to fraud, TRAILD Pay connects directly with your ERP. This seamless, automated data flow eliminates security gaps, reducing the risk of check fraud and unauthorized transactions. By keeping payments within a controlled, deeply integrated system, TRAILD Pay enhances both efficiency and security while ensuring end-to-end payment integrity.

The TRAILD Pay Advantage: Smarter, Safer, and More Efficient Payments

Save Time with Automated Bill Payments

TRAILD Pay eliminates the inefficiencies of manual check-cutting, data entry, and managing between multiple complicated payment platforms. Businesses can process payments faster and reduce administrative workload by integrating TRAILD Pay directly with your ERP or accounting software and automating payments across all methods from one single platform. This ensures vendors are paid on time, without the hassle and extra workload of switching between multiple systems.

Flexible Payment Options to Suit Your Business

TRAILD Pay gives you the flexibility to pay vendors the way you prefer, whether by check, ACH, wire transfer, virtual card, or other methods. With highly configurable payment solutions, businesses can tailor payments to match their cash flow strategy, better manage working capital, and maintain smooth operations.

Reduce Costs and Unlock New Revenue

With TRAILD Pay you can transform payments from a cost center into a profit driver. Access competitive rates for checks and FX to lower processing costs, while automation from invoice to payment enhances efficiency and unlocks early pay discount opportunities from suppliers. Plus, by leveraging virtual cards for payments, you can generate rebate revenue—turning AP into a revenue-generating opportunity

"TRAILD IS JUST THE BEST!"
Karen
Business 1

FAQs

Explore our comprehensive list of frequently asked questions to find answers to common queries about our products and services

TRAILD Pay is a centralized payment platform designed to streamline the execution of accounts payable (AP) payments. It integrates seamlessly with your ERP or accounting software, as well as TRAILD’s AP platform, to provide a comprehensive invoice-to-pay solution for managing and executing payments efficiently and securely.

TRAILD Pay integrates deeply with your ERP system to process all bill payments efficiently. Once payment batches from your ERP have been approved in TRAILD, TRAILD Pay executes the payments across multiple methods, ensuring a smooth, automated workflow with no disruption. This seamless integration between TRAILD, TRAILD Pay and your ERP, eliminates manual payment processes, reduces errors, and enhances the overall efficiency of your payment operations.

TRAILD Pay supports a variety of payment methods to cater to diverse business needs, including:

- EFT like ACH (Automated Clearing House) Transfers in US: Efficient electronic bank-to-bank payments within the United States.

- Checks: Traditional paper-based payments with automation to handle the printing and mailing for you.

- Wire Transfers: Fast, secure transfers for urgent or large-sum payments, both domestically and internationally.

- Virtual Cards: Secure, single-use card numbers for vendor payments.

- SWIFT: Secure international bank transfers facilitated through the SWIFT network

TRAILD Pay enhances payment security through several key features:

- Direct ERP Integration: Unlike manual processes and flat-file integrated payment solutions that involve CSV downloads and uploads, which can be vulnerable to fraud, TRAILD Pay connects directly with your ERP system, ensuring a secure and automated real-time two-way data flow.

- Always-On Anomaly Detection: Utilizing machine learning, TRAILD Pay continuously monitors payment activities to detect and flag unusual transactions, reducing the risk of fraud.

- Supplier Verification: The platform performs extensive checks on suppliers to verify their legitimacy before processing payments, ensuring funds are directed to authorised accounts.

TRAILD Pay accounts can be funded through direct debit or by transferring funds into a TRAILD Pay clearing account, where approved batch payments can be executed seamlessly on your behalf across a variety of payment methods

TRAILD Pay enables secure, high-speed payments to suppliers in 150+ countries and 60+ currencies, leveraging local payment networks to reduce cost and improve speed.

We support a wide range of local domestic payment methods, including for example:

- United States: ACH and Fedwire

- Canada: EFT, Bill pay and Interac

- Australia: BECS, BPAY and NPP

- United Kingdom: BACS and Faster Payments

- Plus: Local clearing systems across 120+ countries—including SEPA, Faster Payments, and others—for faster, more affordable cross-border transactions

For global payments, TRAILD Pay supports both SWIFT and local payment methods, giving businesses access to market-leading FX rates and helping eliminate the high fees and delays associated with traditional international banking.

Payment speed depends on the method used.

- ACH payments: Typically 1-3 business days

- Checks: Varies based on postal delivery times

- Wire transfers: Same-day or next-day processing, depending on the bank

- Virtual card payments: Instant once processed

- EFT, BACS, and BECS payments: Usually processed within 1-2 business days

- SWIFT payments: Typically, 1–5 business days, depending on banks and countries involved

TRAILD Pay ensures payments are processed as quickly as possible while maintaining security and compliance.

Yes, TRAILD Pay is equipped to handle international payments, allowing businesses to pay suppliers in over 60 currencies across more than 150 countries. This capability simplifies cross-border transactions and ensures compliance with international payment standards.

Common risks in payments include:

- Changes in payee details

- Duplicate payments

- Unusually high payment value (exceeds supplier maximum)

- Variances

- New suppliers

- Unverified suppliers

- Unauthorised payments (payment been added to payment batch that was not approved via approval process in TRAILD)

TRAILD Pay provides comprehensive risk management by:

- Embedding Payment Risk Insights: During the executive payment review process, TRAILD Pay offers visibility into supplier verifications and potential payment risks, enabling informed decision-making.

- Invoice-Level Drill-Down: Executives have the ability to drill down to the invoice level within batch payments for further investigation if required, ensuring transparency and control before releasing payments.

TRAILD Pay helps businesses reduce costs by:

- Automating bill pay processes: This reduces manual labour associated with payment execution.

- Accessing competitive rates: You’ll be able to access more favourable rates for transactions, including checks and foreign exchange.

- Utilising virtual cards: Enabling payments through virtual cards that generate rebate revenue can transform the accounts payable function into a profit centre.

- Accessing early pay discounts: by automating the invoice-to-pay process and unlocking greater efficiency in managing AP, incidence of late payments will decline and there will be greater opportunities to access early pay discounts with your suppliers

To get started with TRAILD Pay, simply contact our team to discuss your specific payment needs, integration requirements, or to book a demo. Our specialists will guide you through integration planning, ensuring seamless connectivity between TRAILD Pay and your ERP or accounting system. Once integrated, we provide comprehensive training and onboarding to equip your team with the knowledge and tools needed to efficiently manage and execute payments with TRAILD Pay.

TRAILD Pay is designed to comply with various payment regulations by:

- Adhering to standards. We follow industry standards for electronic payments, such as NACHA rules for ACH transactions.

- Maintaining security protocols. We implement comprehensive security measures to protect sensitive payment information.

If you are not a TRAILD Accounts Payable customer, you can still use TRAILD Pay on its own. While combining TRAILD’s AP platform with TRAILD Pay unlocks invoice-to-pay automation and end-to-end risk management across the entire AP process, we understand that you may want to just automate your payments work.

Latest News & Insights

Explore the latest insights on payment automation, fraud prevention, and AP efficiency. Our blog covers everything you need to know about B2B payment automation and streamlining supplier payments, reducing costs, and enhancing security with TRAILD Pay. Stay ahead with expert tips, industry trends, and best practices for optimising your accounts payable processes.

Ready to Make
Payments Easier?

Take the stress out of payments. Reduce your workload by automating payments with TRAILD Pay and gain peace of mind knowing every transaction is secure, accurate, and effortless.