Effortless B2B Payment Automation for Faster, Smarter AP
Traild Pay seamlessly transforms payment processing with a fully integrated digital payment solution for domestic and international supplier payments.
• Manage your end to end payments experience
• Make payments with one click
• Remove the need for ABA file downloads and bank-portal handling
• Enhanced security and permission management, segregation of roles
• Pay domestic and international suppliers with ease
• Protect your business against invoice fraud, errors and mistakes
Payments, cards and FX are provided by Airwallex Pty Ltd, AFSL 487221.
All Your Payments, One Smart, Secure Platform
Traild Pay is an all in one payment experience that integrates with your ERP or accounting software to simplify invoice payments and remittances across multiple payment methods, including bank transfer, NPP / Osko, BPAY and virtual card for domestic payments, and local payment methods or Swift for international payments.
Built for security and control, Traild Pay gives businesses greater flexibility and visibility over their bill pay processes making life easier for your AP team.
You Click Pay, Traild Pay Handles the Rest
Traild Pay integrates seamlessly with your ERP to process bill payments efficiently and effectively. Create the payment batch in your ERP, review and approve it in Traild, then fund the batch in AUD. Traild Pay executes payments across available methods locally and internationally.
Traild’s executive payment review shows supplier verification results and flagged payment risks for every payment in a batch before it is released.
Borderless B2B payments: Pay suppliers in 150+ countries
Do you pay international suppliers? Traild Pay lets you pay them from the same platform you approve invoices in. Simplify international payments with a single, streamlined platform.
Pay global suppliers in 60+ currencies across 150+ countries, with high-speed transfers to 120+ countries through local clearing systems. For international payments, Traild Pay supports both Swift and local payment methods. The FX rate is shown before you confirm payment.
Local payment methods, country by country
Traild Pay processes payments through local payment methods where they are available, and Swift where they are not.
- Bank transfer (BECS): A widely used method for business-to-business payments.
- NPP / Osko (New Payments Platform): Real-time payments, including to a PayID.
- BPAY: Used for invoice payments using biller codes.
- Virtual card: Where applicable.
End-to-End Risk Management
Traild Pay goes beyond payment processing by actively safeguarding your business payments against fraud, errors, and payment mistakes. Traild provides full risk management across the entire AP process, from the moment an invoice is received to payment execution. Traild’s always-on AI scans invoices for anomalies, detects potential risks in a payment batch, and performs comprehensive checks to verify supplier details. Results are shown to approvers before a batch is released.
Deep ERP Integration for Greater Security
Unlike flat-file payment integrations that require manual CSV downloads and uploads, which can expose businesses to fraud, Traild Pay connects directly with your ERP.
Inside Traild Pay
Vendor Portal
The Vendor Portal is a secure, self-service workspace that allows Traild customers to collaborate directly with their suppliers. Customers want to retain funds longer. Vendors want to get paid faster. The Vendor Portal meets both needs by eliminating the manual friction in between.
Suppliers are invited into a secure environment where they can update payment details and track the status on their invoices and payments, without sending sensitive data over email or relying on outdated forms. All updates are sent to your finance team as pending requests for quick review, approval, or rejection inside Traild.
International Payments
Traild’s Global Payments solution centralises your global and domestic payouts into one secure workflow. Payments are created in your ERP, automatically pulled into Traild, and routed through approval workflows with full FX rate visibility before being released. Whether you’re managing a single vendor or hundreds across different countries, Traild enables faster, smarter, and safer payment execution.
Bill Pay Automation
Traild Bill Pay is the bill payment automation layer of Traild Pay, purpose-built to simplify and control vendor payments initiated in your ERP.
It enables finance teams to review, approve, and release ERP-created payments directly within Traild, using a single, secure, fully integrated platform. Payments can be executed with one click across multiple domestic and international payment methods, eliminating the need for manual payment files or direct bank portal access.
By centralising bill pay in Traild, organisations gain stronger controls, better visibility, and a more consistent payment experience, while continuing to use their ERP as the system of record.
Secure Payments Platform
Traild Pay is a secure B2B payment platform that connects directly to your ERP and protects the full payment lifecycle from invoice to execution.
It eliminates the risks created by CSV exports, spreadsheet workflows, and disconnected banking tools by combining:
- ERP-native payment execution
- Real-time payment risk assessment
- Vendor verification and validation
- Role-based approvals and separation of duties
- All payments are executed within a controlled, auditable environment, with no manual file handling and no data gaps.
Benefits of Bill Pay Automation
What Traild Pay does for your AP process.
Traild Pay eliminates the inefficiencies of manual ABA file downloads and bank-portal handling, data entry, and managing between multiple complicated payment platforms. Businesses can process payments by integrating Traild Pay directly with your ERP or accounting software and automating payments across all methods from one single platform. Suppliers are paid from the same workflow, without switching between systems.
Traild Pay gives you the flexibility to pay suppliers the way you prefer, whether by bank transfer, NPP / Osko, BPAY or virtual card domestically, or local rails or Swift internationally. You choose which method to use for each payment.
Automating the run from approval to payment means fewer late payments, which keeps any early payment discounts your suppliers offer available to you. For international payments, the FX rate is shown before you execute payments, so the cost is visible at the point you release it.
Frequently Asked Questions
Explore our comprehensive list of frequently asked questions to find answers to common queries about our products and services
Traild Pay is a centralised payment platform that executes accounts payable (AP) payments. It integrates with your ERP or accounting software, as well as Traild’s AP platform, to provide an invoice-to-pay solution for managing and executing payments in one secure payments platform.
Traild Pay supports these payment methods in Australia:
- Bank transfer: electronic transfers to supplier bank accounts.
- NPP/Osko: payments made through the New Payments Platform.
- BPAY: bill payments made to BPAY billers.
- Virtual cards: single-use card numbers for supplier payments.
- Swift and FX-enabled local payments: international payments to suppliers overseas.
Traild Pay integrates deeply with your ERP system to process all bill payments efficiently. Once payment batches from your ERP have been approved in Traild, Traild Pay executes the payments across multiple methods, ensuring a smooth, automated workflow with no disruption. This seamless integration eliminates manual processes, reduces errors, and enhances overall efficiency.
Traild Pay adds controls to payments through several features:
Direct ERP integration: Traild Pay connects directly with your ERP system for an automated, real-time two-way data flow, without the CSV downloads and uploads used in flat-file payment processes.
Always-on anomaly detection: using machine learning, Traild Pay continuously monitors payment activity to flag unusual transactions.
Supplier verification: the platform runs checks on suppliers before payments are processed, so approvers can see verification status before releasing funds.
Traild Pay accounts can be funded through direct debit or by transferring funds into a Traild Pay clearing account, where approved batch payments can be executed on your behalf across a variety of payment methods.
Traild Pay supports payments to suppliers in 150+ countries and 60+ currencies, using local payment networks. Local payment methods include, for example:
- Australia: BECS, BPAY, and NPP.
- United States: ACH and Fedwire.
- Canada: EFT, Bill pay, and Interac.
- United Kingdom: BACS and Faster Payments.
Plus local clearing systems across 120+ countries, including SEPA and others.
For global payments, Traild Pay supports both Swift and local payment methods, and the FX rate is shown before you pay. Fees and charges apply.
Payment speed depends on the method used.
Bank transfer (EFT/BECS): usually processed within 1 to 2 business days.
NPP/Osko: 1 business day.
BPAY: 1 business day.
Virtual card payments: instant once processed.
Swift payments: typically 1 to 5 business days, depending on the banks and countries involved.
Yes. Traild Pay Australia can make international payments, letting businesses pay suppliers in over 60 currencies across more than 150 countries.
Common risks in payments include:
- Changes in payee details
- Duplicate payments
- Unusually high payment value (exceeds supplier maximum)
- Variances
- New suppliers
- Unverified suppliers
- Unauthorised payments (payment been added to payment batch that was not approved via approval process in Traild)
Traild Pay provides comprehensive risk management by:
- Embedding Payment Risk Insights: During the executive payment review process, Traild Pay offers visibility into supplier verifications and potential payment risks, enabling informed decision-making.
- Invoice-Level Drill-Down: Executives have the ability to drill down to the invoice level within batch payments for further investigation if required, ensuring transparency and control before releasing payments.
Traild Pay automates the bill payment process, which reduces the manual work involved in payment execution. Approved payment batches created in your ERP are executed from Traild Pay, so payment files don’t need to be exported and uploaded to bank portals. You can also pay suppliers by virtual card. Fees and charges apply.
To get started with Traild Pay, simply contact our team to discuss your specific payment needs, integration requirements, or to book a demo. Our specialists will guide you through integration planning, ensuring seamless connectivity between Traild Pay and your ERP or accounting system. Once integrated, we provide comprehensive training and onboarding to equip your team with the knowledge and tools needed to efficiently manage and execute payments with Traild Pay.
Traild Pay Pty Ltd is an authorised representative of Airwallex Pty Ltd (AFSL 487221). Payments and FX are provided by Airwallex Pty Ltd. Traild Pay Pty Ltd does not provide financial product advice.
If you are not a Traild Accounts Payable customer, you can still use Traild Pay on its own. While combining Traild’s AP platform with Traild Pay unlocks invoice-to-pay automation and end-to-end risk management across the entire AP process, we understand that you may want to just automate your payments work.